FCA关于"able to hold client money"的回复

My风之子

我问的原意是：我是一家外汇平台的交易者，被FCA监管，监管号是XXX，但是上面写着unable to hold client money但是我知道有的平台上写着的是able to hold client money，我感到非常困惑因此我想知道这两者的区别，以及我的资金是否安全以及受到监管


FCA的回复是：
我可以确定的是“hold client money” 这项批准，是当它申请监管的时候可以一并申请的，它意味，如果这个平台公司的自有资金和客户的资金是分开的，那么它可以用自己的名义（自己的账户）去持有客户资金。举个例子，一个外汇交易公司可能拥有一个交易账户，里面存放这所有客户的资金和存款，这会被被定义为“holding client money”，即持有客户资金。而另一种情况是，客户可能会被要求把资金存放在自己的交易账户，也就是unable to hold client money的情况。
然而，无论公司是否持有客户的资金，你在公司出问题的时候，都能受到保护，你依然可以投诉受到监管的公司并且要求赔偿


个人理解：即able或者unable的公司都是受到监管，客户是受到保护的，和之前的认识一致，是否拥有able并不影响公司受到监管的本质，而以前存在的一种观点：able就是受到监管，unable就是不受到监管。 个人认为这个观点是不正确的。
还请各位指点

补充一下以前知道的料：able要比unable对审核1-3年的时间，多交200万英镑，所以某程度来说，able还是比unable靠谱的，所以大家可以合理分配一下资金，个人认为，只做英美瑞监管的平台，然后，在unable的平台中可以放置不超过2.5W美元的资金，以上的资金可以选择able的平台，例如，你的账户超过2.5W，你可以再开一个在别的平台，然后分开的存储

以下是原文：

我发的邮件：
Respectable FCA:
Hello.I am a trader in an company named Ironfx,which is regulated by regulated by Financial Conduct authority Registration No 585561.
But when I inquired it on the http://www.fsa.gov.uk/register/home.do   ,I have found there is a word "unable to hold client money".
I know there are other forex trading companies with the word "able to hold client money".
Therefore,I am really comfused and comes this email.I  want to know the difference of the word  and whether my money is safe and regulated.
Look forward to your reply.Thank you.

FCA回复的邮件：
Dear Sir/Madam

Thank you for your email dated 13 March 2014 regarding IronFx and the term 'unable to hold client money'.

I appreciate the concerns you have and can confirm that 'holding client money' is a permission that a firm can apply for when it applies for authorisation. It means that a firm can hold money on behalf of clients, in it's own accounts, on the understanding that this is segregated from the firm's own money. For example, a forex trading firm may have a client account where all client money and deposits are held, and they would then be classed as holding client money. Alternatively you may be required to hold funds in your own trading account, which would mean that the firm cannot hold client money.

However whether or not a firm holds client money does not affect the protection you have in the event that something was to go wrong, as you would still have access to the complaint and compensation arrangements in place for consumers of authorised firms.

I hope this is helpful to you.

Yours sincerely

iamairl

有心人   

长江索罗

支持 好IB

RealFace

哦，这下我要好好考虑下铁汇了，铁汇也能人民币出金吧？exness的断线问题实在烦人。

幸福

貌似很多平台都会有这个问题呢

不周山

楼主英文写的很地道{:soso_e183:}

不周山

原来楼主是风行外汇的正主啊。以前貌似经常看见这个网站的广告，还进去看了看。{:soso_e183:}

ynboyinkm

英文达人~~{:soso_e179:}

马里奥888

望指正

                 able   unable
投诉受理      是       是
独立资金      是       否
FSCS保险     是       否

wangzhwang

多谢